In America today, 62.8% of the population is white, and 12.2% is African American. Dense, urban cities tend to be more racially diverse than the country as a whole. In the San Diego-Carlsbad metro area, 47.5% of residents are white and 4.7% are African American.

Wealth is often divided along racial lines. Nationwide, the typical white household earns $61,394 a year. Meanwhile, the typical African American household earns just 59.5% of the median income for white households, or $36,544 a year. In San Diego, the typical African American household earns 68.5% of that of the typical white household, a smaller income disparity than the nation as a whole and the 12th largest racial income gap of any city in California.

Similarly, while 10.0% of white residents in San Diego live below the poverty line, an estimated 18.1% of African American metro area residents do. Of all white households in the area, 10.6% earn $200,000 or more annually, compared to just 3.3% of African American households.

One reason for the racial income disparity in San Diego and across the country may be the divergence of education levels across racial groups. Nationwide, 34.2% of white Americans have at least a bachelor’s degree, while 20.2% of African Americans have similar educational attainment. In San Diego, the college attainment rate among white adults is 46.4%, while it is only 25.2% among African American adults.